Disclaimer

Formula BTC's mission is to help people stack as much Bitcoin as possible. It is still a general publication. It is not financial, investment, tax, or legal advice. It is not a solicitation or an offer to buy or sell anything. It is not tailored to you, your finances, your taxes, or your risk tolerance. A larger stack is the aim of the guide, not a promise.

The daily call is the output of a rules-based model: Action Today, the Daily Buy Size, a bull or bear Regime, a Momentum score, a Valuation word, and the Next Price Level. Price alone may not trigger a change. We do not publish the inputs, the formulas, or the conditions behind those lines.

You are responsible for your own decisions. Bitcoin's price can fall a long way, including inside a single year, and you can lose most or all of the money you use to buy it. Very Cool: 3x Buy, about $75 if you buy $25 a day. Cool: 1x Buy. Normal: 1x Buy. Getting Warm: 0.5x Buy, about $12.50. Warm or Hot: 0x Buy, which buys no Bitcoin that day. On a 0x day the day's budget goes into the Skipped-Buy Reserve, and on a 0.5x day half of it does. Each day buys only its own multiple of your normal daily amount. The dollar figure is an example, not a target. We do not know your income.

The results on this site are a hypothetical backtest, not a guarantee. The base buy is $25 from mid-May 2014 through October 21, 2026. Recurring daily buys are fee-free. Reserve buys pay 0.5%. The Trading Stack pays 0.5% on each sell and buy-back. Since mid-May 2014, Smart Daily Buys end with 125.966 BTC from $144,775 in. Plain DCA put in $113,525. Very Cool days buy more than $25, and skipped dollars are spent later from the Skipped-Buy Reserve, so the cash totals differ. Once that reserve is spent it counts as cash in. That raises the Bitcoin total and lowers the percentage versus plain DCA. Hypothetical backtest. $25 per day, May 2014 (or Jan 1 of the start year) through Oct 21, 2026. Skipped dollars go into the Skipped-Buy Reserve and are spent in 90 equal daily buys on the first Very Cool day. That reserve cash counts as spent, which raises Bitcoin and lowers the percentage versus plain DCA. The reserve never sells Bitcoin. Recurring daily buys assumed fee-free (as on River). Reserve buys pay 0.5%. The Trading Stack pays 0.5% on each sell and buy-back. The Trading Stack is separate: each window starts with 1 BTC and makes no new buys. Dollar figures beside each Bitcoin total use today's price of $79,950. Taxes are ignored. The rules were written with this history already in view. No trades yet this cycle. The 2024–25 top never got hot enough to sell, so the Trading Stack simply held, and you still matched plain DCA with no downside. Past results do not predict future ones.

We do not custody Bitcoin or any other asset. We will not ask for a wallet seed, a private key, a password to an exchange, or a transfer of coins. Anyone who does is not us.

The publication is free. It does not create a managed account, a fiduciary relationship, or a promise of profit.

Questions: [email protected].